Add your income:

• your student loan
• any grants, bursaries, sponsorship or scholarships you're eligible for
• money from your parents or guardians
• income from a job
• any savings you're not saving for after your course

Then take off your outgoings:

• tuition fees
• rent for your accommodation
• any house bills – internet, TV licence, water, gas, electric etc
• contents insurance
• any travel or car costs
• credit card or debt repayments
• your phone bill
• food

Then whatever’s left you can spend or save:

If you’re in the minus, then think about reducing some of your outgoings or cut back on something for a month.

• reduce your phone bill – find a cheaper tariff
• find a cheaper gym
• cancel any unwanted subscriptions and memberships
• limit how many times a week you go out
• divide your spending money into weeks and keep within the limit